Need help with your identity theft problem? Learn about the different ways to protect your privacy from ID theft. ID theft is a crime where an impostor gets important pieces of PII or personal identifying information such as driver’s license numbers and Social Security numbers. Frauds use them for their own private gain. It may start with stolen or lost wallets, stolen mail, computer virus, a data breach or even receipts or paper documents disposed of by a business or by you. When ID thieves gain access to your personal information, they can open new credit cards, file a fake tax in your name or purchase items on your credit card. Indeed, this is horrifying, so you need a suitable protection.
How can you minimize the risk of becoming a victim of identity theft?
Shielding private information without any risk of breakdown may seem impossible in this day and age. However, there are some easy ways on how to protect yourself to avoid being a victim of ID theft. Take control of your information to protect your online identity all the time using the following tips:
- In today’s time where online banking is increasingly universal and access to big chunks of net worth is only a password and username away, creating a strong password is very essential. Professionals recommend that your password should not be a word that is found in the dictionary.
- It is necessary to use cautiousness when planning to give out your personal information. Scammers ‘phish’ for victims by the means of pretending to be government agencies, stores or banks. They are doing this in postal mail, in emails and over the phone.
- Protect the social security number. Avoid carrying your social security card or any other cards showing your SSN. If it is needed for important matters, you can bring it with you. However, be careful enough to prevent identity theft.
- Check your financial statements on a regular basis. Keep an eye out for any unacquainted activity. If ever you find something irregular, you need to report it immediately.
- Think carefully before allowing receipts, solicitations, statements and bills leave your house in a single piece. Shred medical and financial statements as well as pre-approved credit card deals and other solicitations, preferably using a cross-cut shredder.
- Getting a locking mailbox is important to avoid ID thieves who take credit card offers from your own mailbox or take bills waiting on the postal carrier and doctor the payments. If you are at home a lot, get a device to let you know when the postbox has been opened.
- Maintain anti-malware and anti-virus software. More and more identity thieves use harmful programs (malwares) and viruses to steal financial information. The programs can enter personal computers in many different ways. Therefore, you need to keep an anti-malware and anti-virus software state-of-the-art to prevent your privacy from being hurt by malware.
Help yourself to get rid of ID thefts early. These tips are very beneficial to protect your identity online. When you become aware that you’re a victim, you need to immediately report identity theft.
For more information on protecting your identity, be sure to read up on this latest article from Money.